16 Best Rewards Credit Card Sign-Up Bonus Offers, Deals & Promotions

Advertiser Disclosure: This post includes references to offers from our partners. We receive compensation when you click on links to those products. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer.

Few credit card rewards and perks are more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer.

Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here.

If you’re looking for a credit card that rewards you from the moment you sign up, or at least within a few months, you’ll want to familiarize yourself with these great new cardmember bonuses for the month of June 2020.

Best Credit Card Sign-Up Bonuses (June 2020)

These are the best credit card sign-up bonuses, welcome offers, and early spend bonuses available right now.

1. Chase Sapphire Preferred® Card

60,000 Bonus Points (Worth Up to $750 on Travel) When You Spend $4,000 in Purchases in the First 3 Months

Chase Sapphire Preferred Card

Apply Now

The Chase Sapphire Preferred® Card is a fixture on our best travel credit cards list. In large part, that’s down to its generous sign-up bonus: 60,000 bonus Ultimate Rewards points when you spend at least $4,000 within 3 months, enough to buy $750 in travel (hotels, airfare, car rentals, and cruises) through Chase’s Ultimate Rewards travel portal.

Going forward, dining and travel purchases earn 2 points per $1 spent, with no spending caps or restrictions. All other purchases earn 1 point per $1 spent.

The best way to redeem is for travel through the Ultimate Rewards portal – you’re guaranteed to extract $0.0125 per point there, turning (for example) 50,000 points into $625 in airfare, hotel stays, car rentals, and other travel items.

Through Sept. 30, 2020, you’ll get the same 25% points boost when you redeem for statement credits against certain other types of purchases: grocery stores, dining (including restaurants and takeout), home improvement stores, and eligible delivery services.

You can also redeem for gift cards, cash (statement credits, direct deposits, or checks), and merchandise, mostly at a $0.01-per-point rate.

One of the best features of this card is a 1-to-1 point transfer arrangement that counts about a dozen participating travel loyalty programs as partners – including household names like Southwest Airlines Rapid Rewards and United MileagePlus. This is an extremely powerful benefit that can multiply the value of your points on long-haul flights and other redemption options for which points tend to have higher values.

  • Sign-Up Bonus: Earn 60,000 bonus Ultimate Rewards points when you spend at least $4,000 within 3 months. That’s worth up to $750 when redeemed for qualifying travel and $600 when redeemed for cash.
  • Ongoing Rewards: Unlimited 2 points per $1 spent on dining and travel. All other purchases earn unlimited 1 point per $1 spent – except Lyft purchases, which earn 5 points per $1 spent through March 2022. And, through June 2020, earn a total of 3 points per $1 spent on the first $1,500 in eligible supermarket purchases.
  • Key Fees: There’s a $95 annual fee. There is no foreign transaction fee. Cash advances cost the greater of $10 or 5%. Balance transfers cost the greater of $5 or 5%.
  • Introductory APR: None.
  • Other Perks: Cardholders get VIP packages, early access, exclusive deals, and concierge treatment at entertainment and sporting events, including the PGA Championship. There’s also a slew of purchase and travel benefits here, including price protection, trip cancellation/interruption coverage, rental car coverage, baggage delay insurance, extended warranty protection, purchase protection (reimbursement for lost or damaged purchases), and return protection (reimbursement for certain refused returns).

See our Chase Sapphire Preferred Card Review for more details. Learn more about this card and find out how to apply here.

Apply Now


2. Chase Sapphire Reserve® Card

50,000 Ultimate Rewards Points (Worth Up to $750 in Travel) When You Spend $4,000 in Purchases in the First 3 Months

Chase Sapphire Reserve Card

Apply Now

The Chase Sapphire Reserve® Card is an ultra-exclusive travel rewards card for frequent travelers who like to jet, stay, and play in style. When you spend $4,000 in qualifying purchases within 3 months of opening your account, you get 50,000 bonus Ultimate Rewards points. That’s good for up to $750 in travel purchases when redeemed through Chase’s Ultimate Rewards travel portal, or up to $500 in cash back.

Chase Sapphire Reserve’s steep $550 annual fee is enough to give frugal cardholders pause. However, if you can take full advantage of its ongoing rewards program and travel benefits, that’s a small price to pay. You earn unlimited 3 Ultimate Rewards points per $1 spent on travel and dining, plus 1 point per $1 spent on everything else.

Points are worth $0.015 when redeemed for travel – 50% better than most general-purpose travel rewards cards. Through Sept. 30, 2020, you’ll get the same 50% points boost when you redeem for statement credits against certain other types of purchases: grocery stores, dining (including restaurants and takeout), home improvement stores, and eligible delivery services. Plus, you can transfer your points at a 1-to-1 ratio to about a dozen travel loyalty programs, including Southwest Rapid Rewards and United MileagePlus.

Still not convinced? Sapphire Reserves comes with free entry privileges at more than 1,000 airport lounges worldwide thanks to your complimentary Priority Pass Select membership, a $300 annual travel credit redeemable against travel purchases charged to your card, and exclusive discounts and perks at major car rental companies.

  • Sign-Up Bonus: Earn 50,000 Ultimate Rewards points, good for up to $750 in travel purchases redeemed through Chase’s Ultimate Rewards travel portal, when you spend at least $4,000 within 3 months of opening your account.
  • Ongoing Rewards: Unlimited 3 points per $1 spent on travel and dining purchases and 1 point per $1 spent on everything else, with the exception of Lyft purchases – which earn 10 points per $1 spent through March 2022. Through June 2020, earn a total of 5 points per $1 spent on the first $1,500 in eligible supermarket purchases.
  • Key Fees: The annual fee is $550. Each additional authorized user costs $75 per year. There is no foreign transaction fee. Cash advances cost the greater of $10 or 5%. Balance transfers cost the greater of $5 or 5%.
  • Introductory APR: None.
  • Other Perks: This card has too many value-added benefits to name. Highlights include 1-to-1 transfer arrangements with about a dozen other travel loyalty programs, complimentary Lyft Pink and DoorDash DashPass subscriptions (combined value over $300), airport lounge access at more than 1,000 lounges worldwide (Priority Pass), a $100 TSA Precheck or Global Entry fee application waiver, and special rental car discounts and privileges with National and other major companies.

See our Chase Sapphire Reserve Card Review for more details. Find out how to apply for this card here.

Apply Now


3. Platinum Card® from American Express

60,000 Bonus Membership Rewards Points (Worth Up to $600 on Travel and Online Purchases) When You Spend $5,000 in Purchases in the First 3 Months

american express platinum credit card

Learn More

If you’re fortunate enough to join the ranks of proud Platinum Card from American Express users, you’ll get 60,000 bonus Membership Rewards points when you make $5,000 in purchases within 3 months. Depending on how they’re redeemed, these points are worth up to $0.01 apiece. You can redeem points for statement credits, Uber rides, and online purchases (including gift cards and airfare) through AmEx’s e-commerce portal or Amazon.

Once your account is open, this card earns unlimited 5 Membership Rewards points per $1 spent on airfare purchased directly with the airline, as well as prepaid hotel and airfare purchases made through the American Express Travel portal. All other purchases earn an unlimited 1 point per $1 spent.

The Platinum Card from American Express is a charge card, meaning it doesn’t levy regular interest charges, but does require you to pay your balance on time and in full each month.

Beyond the inability to carry balances from month to month, The Platinum Card has a glaring drawback for frugal consumers: a hefty $550 annual fee. However, the fringe benefits are enormous: a $200 annual credit for incidental airline expenses, up to $200 in annual Uber credits, complimentary access to airport lounges worldwide, and more.

  • Welcome Offer: Earn 60,000 Membership Rewards® points (worth up to $600) when you spend $5,000 in 3 months.
  • Ongoing Rewards: Unlimited 5 points per $1 spent on airfare purchased directly with the airline, and on prepaid hotel and airfare purchases made through American Express Travel. Unlimited 1 point per $1 spent on all other purchases.
  • Key Fees: The annual fee is $550. There is no foreign transaction fee.
  • Introductory APR: None.
  • Other Perks: You receive a $200 credit (payable as a statement credit to your Platinum Card) for incidental expenses, such as meals and drinks, with an airline of your choice. You also get complimentary or reduced-price access to more than 1,000 airport lounges worldwide. You get up to $200 in Uber credits each year. You enjoy complimentary Gold/Gold Elite Status with Hilton Honors and Marriott Bonvoy as long as your account remains open and in good standing. You qualify for a Global Entry application fee credit ($100 value) every 5 years. And you qualify for special perks and discounts at properties in the Fine Hotels & Resorts® program, among many other benefits.

See our American Express Platinum Card Review for more details. Learn more about this card and find out how to apply here.

Learn More


4. World of Hyatt Credit Card

Earn Up to 50,000 Bonus Points in the First 6 Months

World Of Hyatt 9 30

Apply Now

The World of Hyatt Credit Card’s $95 annual fee is more than offset by an impressive two-part sign-up bonus worth up to 10 award nights with qualifying spending in the first 6 months.

First, you’ll earn 25,000 bonus points after spending $3,000 in eligible purchases in the first 3 months. Then, earn another 25,000 bonus points after spending $6,000 total on eligible purchases in the first 6 months. That’s worth up to 10 award nights at participating Hyatt properties.

This card has a nice ongoing rewards program too: unlimited 4 bonus Hyatt points per $1 spent at Hyatt properties, redeemable beginning at 5,000 points per award night at basic Category 1 properties. This card comes with complimentary World of Hyatt Discoverist status too.

  • Sign-Up Bonus: This card’s two-part sign-up bonus is worth up to 50,000 bonus points when you spend $6,000 in eligible purchases during the first 6 months your account is open. First, earn 25,000 points after spending $3,000 on eligible purchases in the first 3 months, then earn an additional 25,000 points after you spend $6,000 total on eligible purchases within the first 6 months.
  • Rewards Rate: Earn unlimited 4 bonus Hyatt points per $1 spent at Hyatt properties. Earn unlimited 2 bonus points per $1 spent at on purchases at restaurants, of local transit and commuting fares, of fitness and gym memberships, and of airfare and other airline services made directly with the airline. All other eligible purchases earn an unlimited 1 bonus point per $1 spent.
  • Important Fees: The annual fee is $95. There is no foreign transaction fee.
  • Introductory APR: None.
  • Other Perks: Enjoy automatic Hyatt Discoverist status, with benefits including a 10% bonus on Hyatt stays, complimentary Internet access where available, and late check-out. Also, you’ll get a free award night at participating Category 1 through 4 properties after your cardmember anniversary, and another free award night after spending at least $15,000 in eligible purchases in any cardmember anniversary year.

See our Chase World of Hyatt Card Review for more information. Find out how to apply for this card here.

Apply Now


5. Marriott Bonvoy Boundless™ Credit Card from Chase

75,000 Bonus Points When You Spend $3,000 in Eligible Purchases in the First 3 Months

Marriott Bonvoy Boundless Credit Card

The Marriott Bonvoy Boundless Card’s sign-up bonus is very generous: Spend $3,000 in eligible purchases in the first 3 months to earn 75,000 bonus Bonvoy points, good for 10 award nights at Marriott’s lowest-tier properties.

Moving forward, you’ll earn 6 points for every $1 spent at participating Marriott Bonvoy hotels worldwide and unlimited 2 points per $1 spent on all other purchases, with no spending caps in either category. Regular season award night redemptions begin at 7,500 points for low-cost Category 1 properties, but redemption values may be even lower during periods of low demand. As a cardholder in good standing, you’ll automatically qualify for Silver Elite Status too.

  • Sign-Up Bonus: Earn 75,000 bonus Marriott Bonvoy points when you spend at least $3,000 in eligible purchases within 3 months of account opening. That’s worth 10 award nights at the lowest-tier Marriott Bonvoy properties.
  • Rewards Rate: Earn unlimited 6 Bonvoy points per $1 spent on all eligible purchases at participating Marriott Bonvoy properties. Earn unlimited 2 points per $1 spent on all other eligible purchases.
  • Important Fees: The annual fee is $95, and there’s no foreign transaction fee. Balance transfers cost the greater of $5 or 5% and cash advances cost the greater of $10 or 5%.
  • Other Perks: Each year after your account anniversary, you’ll receive a credit for 1 free night’s stay at Marriott hotels with redemption thresholds up to 35,000 points per night. All cardholders in good standing qualify for Silver Elite Status, with benefits such as a 10% boost to base point earnings on eligible stays and guaranteed reservations where available. Spend at least $35,000 in eligible purchases in a calendar year to qualify for Gold Elite Status, with benefits including flexible check-out and a 25% boost to base point earnings on paid stays.

See our Marriott Bonvoy Boundless™ Credit Card from Chase Review for more information. Find out how to apply for this card here.

Apply Now


6. Hilton Honors American Express Surpass® Card

125,000 Honors Points (Up to 26 Free Nights) When You Spend $2,000 in Purchases in the First 3 Months 

American Express Hilton Honors Surpass Card

Learn More

The Hilton Honors American Express Surpass® Card has a generous welcome offer, and a surprisingly attainable one to boot, that more than makes up for its $95 annual fee. When you spend at least $2,000 on qualifying purchases within the first 3 months, you get 125,000 bonus Honors points. That’s worth up to 25 free nights at participating Hilton hotels and resorts, though most properties require significantly more points per award night – 20,000 and up, depending on where you’re staying.

Going forward, this card has a generous rewards program that offers unlimited 12 points per $1 spent at participating Hilton properties, 6 points per $1 spent on select everyday purchases, and 3 points per $1 spent on everything else. There’s a small but helpful bonus for every online, paid-in-full Hilton booking made with the card. Plus, you enjoy complimentary Honors Gold status for as long as your account remains open and in good standing. Gold benefits include a hefty bonus on base Honors point earnings, complimentary room upgrades where available, welcome gifts at check-in, late check-out, and more.

  • Welcome Offer: Earn 125,000 bonus Honors points when you spend at least $2,000 in qualifying purchases during the first 3 months. That’s worth up to 25 free nights at the lowest-tier Hilton properties, though most hotels and resorts require significantly more.
  • Ongoing Rewards: Unlimited 12 Honors points per $1 spent at Hilton properties; unlimited 6 points per $1 spent at restaurants, supermarkets, and gas stations; and unlimited 3 points per $1 spent on everything else.
  • Key Fees: The annual fee is $95. There is no foreign transaction fee. Cash advances cost the greater of $5 or 3%.
  • Introductory APR: None.
  • Other Perks: Cardholders automatically get Hilton Honors Gold status and can upgrade to Diamond status with $40,000 in total annual card spending. As long as your account remains open and in good standing, you’ll earn a free weekend night award every year.

See our American Express Hilton Honors Surpass Card Review for more information. Learn more about this card and find out how to apply here.

Learn More


7. Citi Premier Card

60,000 Bonus ThankYou® Points When You Spend $4,000 in Eligible Purchases in the First 3 Months

Citi Premier Card

The Citi Premier Card’s sign-up bonus is worth up to $600 when redeemed for eligible travel purchases in Citi’s expansive ThankYou Rewards portal. You do have to spend $4,000 in eligible purchases within 3 months to qualify for this bonus, but that shouldn’t be an insurmountable lift for cardholders resolved to temporarily use Premier as their primary credit card.

There’s more. Citi Premier is among a minority of travel cards that counts gas station purchases as travel purchases, so you can count on earning 3 points per $1 spent on every fill-up. This is great news for cardholders with long commutes, as well as frequent road trippers.

If you don’t want to redeem your accumulated points for travel purchases in the ThankYou Rewards portal, transfer them to Citi’s dozen-plus travel loyalty partners for direct redemptions. Most partners honor point transfers at 1-to-1 ratios, potentially magnifying their value when it’s time to redeem. Major travel partners include JetBlue, Virgin Atlantic, and Turkish Airlines.

  • Sign-Up Bonus: Earn 60,000 bonus ThankYou points after making $4,000 in purchases with your card within the first 3 months your account is open. That’s worth up to $600 when redeemed for travel booked through the ThankYou Rewards portal.
  • Rewards Rate: Earn unlimited 3 points per $1 spent on all eligible travel purchases, including gas station purchases. Earn unlimited 2 points per $1 spent on eligible dining and entertainment purchases. Earn unlimited 1 point per $1 spent on all other eligible purchases. Points don’t expire when your account remains open and in good standing.
  • Important Fees: There is a $95 annual fee. There is no foreign transaction fee.
  • Other Perks: Enjoy exclusive or priority access to thousands of shows and events across the U.S.

See our Citi Premier Card Review for more information.


8. IHG Rewards Club Premier Credit Card

Limited Time Offer: 140,000 Bonus IHG Rewards Points When You Spend $3,000 in Eligible Purchases in the First 3 Months

This offer is no longer available.

Ihg Rewards Club Premier 9 30

For a limited time only, the IHG Rewards Club Premier Card has an easily attainable sign-up bonus worth up to 14 award nights at participating IHG hotels. To earn its 140,000-point haul, simply spend $3,000 or more on eligible purchases during the first 3 months your account is open.

Not satisfied with your initial score? Moving forward, this card earns  25 IHG Rewards points total per $1 spent at Intercontinental Hotel Group hotels, including Holiday Inn and Staybridge Suites. Eligible purchases at restaurants, grocery stores, and gas stations earn 2 points per $1 spent. All other eligible purchases earn 1 point per $1 spent, with no spending caps or restrictions. Redeem points for award nights at participating IHG properties, starting at 10,000 points.

  • Sign-Up Bonus: For a limited time, earn 140,000 bonus points after spending at least $3,000 on eligible purchases during the first 3 months your account is open. This bonus is worth up to 14 award nights at lower-priced IHG properties.
  • Rewards Rate: You’ll earn unlimited 25 IHG points total per $1 spent on all eligible purchases at IHG hotels. This earning rate includes 10 points per $1 spent with your card and 15 base points per $1 spent as an IHG Rewards Club member (earned regardless of cardmember status). You’ll earn unlimited 2 points per $1 spent on eligible purchases at restaurants, gas stations, and grocery stores. You’ll earn 1 point per $1 spent on all other eligible purchases.
  • Introductory APR: There’s no intro APR promotion.
  • Important Fees: There’s an $89 annual fee and no fees for foreign transactions.
  • Other Perks: Get 1 reward night per year at select IHG hotels after your account anniversary, plus 10,000 bonus points when you spend at least $20,000 and make an additional purchase in a calendar year. As long as your account remains open and in good standing, you’ll qualify for Platinum Elite status, with benefits including a 50% bonus to base point earnings, priority check-in where available, and complimentary room upgrades where available.

See our IHG Rewards Club Premier Card Review for more information.


9. American Express® Green Card

30,000 Bonus Membership Rewards Points When You Spend $2,000 in Eligible Purchases in the First 3 Months of Cardmembership

American Express Green Card Consumer Card Art

Learn More

The American Express Green Card has an impressive welcome offer worth up to $300: 30,000 bonus Membership Rewards points when you spend at least $2,000 in eligible purchases on your card during the first 3 months of card membership.

Moving forward, you’ll earn 3 points per $1 spent on eligible travel and restaurant purchases worldwide, and 1 point per $1 spent on all other eligible purchases. But that’s not all. As a cardholder in good standing, you’ll earn up to $100 per year in statement credits against LoungeBuddy purchases, subsidizing airport lounge access up that annual maximum. You’ll also earn a $100 statement credit each year to offset the cost of CLEAR membership, which whisks you through security at select airports and stadiums. Those 2 benefits alone are sufficient to offset the $150 annual fee.

  • Welcome Offer: Earn 30,000 bonus Membership Rewards points after spending at least $2,000 in eligible purchases on your card during the first 3 months of card membership. That’s worth up to $300 at redemption.
  • Rewards Rate: Earn 3 Membership Rewards points per $1 spent on eligible restaurant and travel purchases, including airfare, hotel stays, rental cars, and local transportation. Earn 1 point per $1 spent on all other eligible purchases.
  • Introductory APR: None.
  • Important Fees: The annual fee is $150. There is no foreign transaction fee.
  • Other Perks: Other perks include travel insurance protections such as baggage delay and car rental loss and damage coverage on rental cars paid in full with your card.

See our American Express Green Card Review for more information. Learn more about this card and find out how to apply here.

Learn More


10. American Express Cash Magnet® Card

Up to $150 Bonus When You Spend $1,000 in Purchases in the First 12 Months

American Express Cash Magnet Credit Card

Learn More

The American Express Cash Magnet Card has one of the most generous welcome offers in the cash-back space: a $150 cash bonus when you spend at least $1,000 in purchases in the first 3 months.

Moving forward, all purchases earn unlimited 1.5% cash back, with no spending caps, rotating rewards categories, restrictions on how much you can earn. Cash back accrues as Reward Dollars, which you can redeem for statement credits, gift cards from select retailers, merchandise purchases, and other items. Redemption minimums vary – for instance, gift cards require at least $25. For the first 15 months, you’ll enjoy 0% APR on purchases and balance transfers.

  • Welcome Offer: Earn $150 when you spend $1,000 in purchases in the first 3 months.
  • Ongoing Rewards: All eligible purchases earn unlimited 1.5% cash back, with no caps or restrictions on how much you can earn.
  • Key Fees: There is no annual fee. Balance transfers and cash advances both cost the greater of $5 or 3%. The foreign transaction fee is 2.7%.
  • Introductory APR: 0% APR on purchases and balance transfers for the first 15 billing cycles from account opening.
  • Other Perks: Fringe benefits include complimentary rental car coverage for rental cars purchased in full with the card, roadside assistance, travel accident insurance, extended warranties, cell phone protection, and more.

See our American Express Cash Magnet Card Review for more information. Learn more about this card and find out how to apply here.

Learn More


11. Chase Freedom® Unlimited Credit Card

$150 Bonus Cash When You Spend $500 in Eligible Purchases in the First 3 Months

Chase Freedom Unlimited Credit Card

The information related to the Chase Freedom Unlimited credit card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card.

The Chase Freedom Unlimited Card pairs an attractive sign-up bonus with a solid cash-back program. You’ll kick off your card membership with $150 bonus cash when you spend $500 in eligible purchases during the first 3 months.

This card’s regular cash-back rate is respectable too: 1.5%, with no caps or restrictions. You don’t have to worry about rotating categories here either – although certain purchases from the Chase Ultimate Rewards portal can fetch up to 10% cash back in certain cases.

You can redeem your points for a statement credit, bank account deposit, gift cards from select retailers, and merchandise purchases made through the Ultimate Rewards portal. For new cardholders, there’s a 15-month, 0% APR promotion for purchases and balance transfers, after which regular variable APR (currently 16.49% to 25.24%).

  • Sign-Up Bonus: Earn $150 bonus cash when you spend $500 in eligible purchases during the first 3 months your account is open.
  • Ongoing Rewards: All regular qualifying purchases earn unlimited 1.5% cash back. Certain purchases made through Chase’s Ultimate Rewards portal can earn up to 10% back.
  • Key Fees: There is no annual fee. Cash advances cost the greater of $10 or 5%. The foreign transaction fee is 3%.
  • Introductory APR: 0% APR on purchases and balance transfers for the first 15 billing cycles from account opening. Then, variable regular APR (currently between 16.49% to 25.24%).
  • Other Perks: Chase’s Purchase Protection, an insurance policy, covers all purchases made with your Chase Freedom card for 120 days, up to $500 per claim and $50,000 per account. Other benefits include extended warranties up to 1 year and complimentary fraud protection.

See our Chase Freedom Unlimited Card Review for more information.


12. Chase Freedom® Credit Card

$150 Bonus Cash When You Spend $500 in Eligible Purchases Within the First 3 Months

Chase Freedom Credit Card

The information related to the Chase Freedom credit card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card.

Chase Freedom is the “old school” version of Chase Freedom Unlimited. Its sign-up bonus is identical to its newer sibling: $150 (15,000 Ultimate Rewards points, which are always worth $0.01 apiece at redemption) when you spend at least $500 in qualifying purchases within 3 billing cycles of your account opening date.

On the cash-back front, all purchases earn at least 1% cash back, with no caps or restrictions. Purchases up to $1,500 in quarterly rotating categories earn 5% cash back. Online purchases made through Chase’s Ultimate Rewards partners can sometimes fetch even higher cash-back rewards – up to 10% back in certain cases. You can redeem for a statement credit, bank account deposit, gift cards for select retailers, travel purchases, and general merchandise purchases in any amount.

Be warned: You do have to manually activate your Chase Freedom card’s 5% cash back by the last month of each quarter. The process isn’t super time-consuming, but it does require action on your part.

  • Sign-Up Bonus: Earn 15,000 Ultimate Rewards points (worth $150) when you spend $500 in purchases in the first 3 months and 2,500 points ($25) with the addition of an authorized user and your first purchase.
  • Ongoing Rewards: All purchases earn unlimited 1% cash back. You can earn 5% cash back on up to $1,500 in combined purchases in certain rotating spending categories each quarter. Certain purchases made through Chase’s Ultimate Rewards portal can earn up to 10% back.
  • Key Fees: There is no annual fee. The foreign transaction fee is 3%.
  • Introductory APR: Enjoy 0% APR on purchases and balance transfers for the first 15 billing cycles from account opening. Then, variable regular APR applies (currently between 16.49% to 25.24%).
  • Other Perks. This card also boasts Chase’s Purchase Protection policy, complimentary rental car insurance when you pay for the rental in full with your card, and other potentially valuable benefits.

See our Chase Freedom Credit Card Review for more information.


13. Blue Cash Preferred® Card from American Express

$250 Statement Credit When You Spend $1,000 in Purchases in the First 3 Months

American Express Blue Cash Preferred Credit Card

Learn More

The American Express Blue Cash Preferred Card has a generous welcome offer: a $250 statement credit when you spend at least $1,000 within 3 months of sign-up.

Going forward, Blue Cash Preferred has a great cash-back rewards program. You earn unlimited 6% cash back on select digital media and streaming services, plus 6% cash back on supermarket purchases up to $6,000 in total purchases per year. You also get unlimited 3% cash back on purchases at U.S. gas stations, and an unlimited 1% on everything else. Redeem your cash back as a statement credit, starting at $25, and for gift cards and general merchandise.

  • Welcome Offer: Earn a $250 statement credit when you spend at least $1,000 in purchases in the first 3 months. This offer is subject to change and may be higher for certain users.
  • Ongoing Rewards: Unlimited 6% cash back on select streaming and digital media services, including Netflix and HBO; 6% cash back on supermarket purchases up to $6,000 per year; unlimited 3% cash back on purchases at U.S. gas stations and transit operators (including rideshare); unlimited 1% on everything else.
  • Key Fees: The annual fee is $95. The foreign transaction fee is 2.7%.
  • Introductory APR: 0% APR on purchases and balance transfers for the first 12 billing cycles from account opening.
  • Other Perks: Card membership has a host of fringe benefits, including access to cardholder-only entertainment events and Return Protection, which compensates you up to $300 per item for attempted returns rejected by merchants.

See our American Express Blue Cash Preferred Card Review for more information. Learn more about this card and find out how to apply here.

Learn More


14. Delta SkyMiles® Gold American Express Card

Limited Time Offer: Earn Up to 70,000 Bonus SkyMiles in Your First Year of Cardmembership (Expires 4/1/20)

Amex Gold Delta Consumer Card Art 1 30 20

Learn More

The Delta SkyMiles® Gold American Express Card has a very good welcome offer: Up to 70,000 bonus SkyMiles during your first year of card membership. You’ll earn 60,000 bonus SkyMiles when you spend $2,000 in eligible purchases in the first 3 months, and an additional 10,000 bonus miles after your first cardmember anniversary.

In addition to award travel, you can redeem SkyMiles for class upgrades and non-airfare merchandise.

Once your account is open, all Delta airfare and incidental purchases earn 2 SkyMiles per $1. Restaurant purchases worldwide and U.S. supermarket purchases earn 2 SkyMiles per $1 spent as well. All other purchases earn 1 SkyMile per $1. There aren’t any spending caps or restrictions. Plus, you get an excellent menu of traveler-friendly perks when you fly Delta, including priority boarding (Main Cabin 1).

  • Welcome Offer: Earn 60,000 bonus SkyMiles when you spend $2,000 in purchases in the first 3 months and 10,000 bonus SkyMiles after your first cardmember anniversary. this offer expires 4/1/20.
  • Ongoing Rewards: Earn 2 SkyMiles per $1 spent on Delta purchases, restaurant purchases worldwide, and U.S. supermarket purchases. All other purchases earn 1 SkyMile per $1 spent on everything else. Spend $10,000 or more in purchases on your card in a calendar year to earn a $100 Delta flight credit.
  • Key Fees: The $99 annual fee is waived during the first year. There is no foreign transaction fee. Cash advances cost the greater of $5 or 3%.
  • Introductory APR: None.
  • Other Perks: Cardholders enjoy Main Cabin 1 boarding privileges and 20% certain in-flight purchases.

See our Delta SkyMiles Gold American Express Card Review for more information. Learn more about this card and find out how to apply here.

Learn More


15. TD Cash Visa Credit Card

$150 Cash Bonus When You Spend $500 in Eligible Purchases in the First 90 Days

td cash credit card

Learn More

The TD Cash Visa Credit Card is a straightforward cash-back credit card with a straightforward sign-up bonus and no annual fee. When you open your account and spend at least $500 in purchases within the first 3 months, you get $150 bonus cash back. Easy!

Going forward, this card earns unlimited 3% cash back on dining purchases, unlimited 2% cash back on grocery store purchases, and unlimited 1% cash back on all other eligible purchases. Needless to say, it’s a great way to save money at restaurants and trips to the supermarket. Thanks to a 15-month interest-free balance transfer and purchase promotion, it’s also useful for folks dealing with existing high-interest credit card debt or planning to finance major purchases. Otherwise, what you see is pretty much what you get.

  • Sign-Up Bonus: Earn $150 bonus cash back when you spend at least $500 in purchases in the first 90 days your account is open.
  • Ongoing Rewards: Earn unlimited 3% cash back on dining purchases, 2% cash back on grocery store purchases, and unlimited 1% cash back on all other purchases.
  • Key Fees: There is no annual fee or foreign transaction fee
  • Introductory APR: 0% APR on balance transfers and purchases for the first 15 billing cycles.
  • Other Perks: You get a free VantageScore credit score and credit-building tools in your online account dashboard.

Read our TD Cash Visa Credit Card review for more information. Learn more about this card and find out how to apply here.

Learn More


16. Wells Fargo Cash Wise Visa® Card

$150 Cash Bonus When You Spend $500 in Eligible Purchases in the First 3 Months 

Wells Fargo Cash Wise Card

Learn More

The Wells Fargo Cash Wise Visa Card has no annual fee and healthy sign-up bonus that promises $150 when you spend at least $500 in eligible purchases during the first 3 months.

Following the end of the sign-up bonus period, all purchases made with this card earn unlimited 1.5% cash back, with no caps or restrictions on how much you can earn. New cardholders also enjoy an unusually generous 0% APR introductory period: 15 months on balance transfers and purchases, plus overdraft protection for Wells Fargo banking customers.

  • Sign-Up Bonus: Earn $150 bonus cash when you spend at least $500 in eligible purchases during the first 3 months your account is open.
  • Ongoing Rewards: All purchases earn unlimited 1.5% cash back, with no caps or restrictions on how much you can earn.
  • Key Fees: There is no annual fee. The foreign transaction fee is 3%.
  • Introductory APR: 0% APR on purchases and balance transfers for the first 15 billing cycles.
  • Other Perks: Wells Fargo deposit account customers can opt into overdraft protection transfer service, which draws on the card’s cash advance line to protect against checking account overdrafts, subject to a fee. Other benefits include special access to ticketed events, a free FICO score with your monthly account statement, and cell phone protection (subject to a modest deductible).

Read our Wells Fargo Cash Wise Visa Card Review for more information. Learn more about this card and find out how to apply here.

Learn More


Final Word

Unlike cash-back credit card rewards, new cardmember bonuses are effectively single-use. Once you sign up for a credit card and take whatever action is required to obtain the bonus, that’s it for a while, possibly forever.

It’s not a good idea to apply for too many credit cards with new cardmember bonuses at once either. Applying for multiple credit cards over a short period can harm your credit profile, lower your credit score, and make it harder to obtain affordable financing.

Credit card sign-up bonuses are more volatile and shorter-lived than most other types of credit card rewards too. Many credit card issuers offer sign-up bonuses only in the first few months or quarters of a card’s existence, then discontinue the program and hope that their cards’ other benefits and rewards will be enough to keep new customers coming.

This isn’t to say that new cardmember bonuses shouldn’t factor into your choice of credit card. Far from it. Some of the best credit cards around have attractive bonuses that complement generous cash-back rewards programs, low APRs, VIP treatment, and other perks.

What’s the best credit card sign-up bonus you’ve ever gotten?

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

Leave a Reply

Your email address will not be published. Required fields are marked *